What Is Business Loan Advisory?
Business loan advisory helping SMEs boost their bank loan approval rates.
Financial capacity analysis
Identify the loan package that fits your cash flow and existing assets.
Complete your financial documentation
Financial statements, cash flow, and a detailed repayment plan.
Bank connections
We recommend 2-3 banks with the most suitable policies.
Negotiate interest rates
We negotiate on your behalf, securing a 0.5-1.5% reduction from the offer.
Working Capital
Medium to Long Term
Overdraft
Partner Bank Network
Loan Application Documents Á Châu Helps Prepare
Legal Documents
Business license, company seal, owner's ID card, charter, shareholder meeting minutes, and office lease agreement.
Financial records
2-3 years of financial statements, 6-12 months of bank statements, output contracts, and a repayment plan.
Collateral documentation
Land-use right certificates, deposit contracts, asset invoices, and valuation reports.
Loan Advisory Fee
| Format | Fee |
|---|---|
| Loan strategy advisory | 2.000.000đ |
| Complete the application + submit to the bank | 5.000.000đ |
| All-in-one (advisory + paperwork + negotiation) | 1% of the loan value (min 5 million) |
| Unsuccessful consultation | 100% Fee Refund |
Loan Advisory Process
Free consultation
We assess your financial capacity and borrowing ability.
Needs analysis
Identify the right loan package.
Finalize financial statements
Review and adjust if needed.
Choose a Bank
Recommend 2-3 suitable banks.
Submit Application
Á Châu files on behalf of your business.
Track the review process
Weekly progress updates.
Disbursement support
Ensure cash flows back into your account.
Frequently Asked Questions
Can a newly established business get a loan?
Có - if you have clear output contracts or collateral. Some banks offer a "Start-up Loan" package for businesses < 2 years old.
Can a business operating at a loss still get a loan?
Capable - if you can demonstrate future cash flow and provide collateral of sufficient value.
Are there any banks that don't require collateral?
Several unsecured loan packages available for businesses with a strong financial history and stable revenue > VND 5 billion/year.
Does Á Châu support foreign loan financing?
Yes. We help connect you with investment funds, foreign banks, and business-support lending programs from the ADB and IFC.
Free Borrowing Capacity Assessment - Money-Back If Unsuccessful
Leave your business details and a financial specialist will assess your borrowing capacity for free and recommend 2-3 suitable banks within 30 minutes.
- 📞24/7 Hotline0776 112 333
- 🏦15+ Partner BanksVietcombank, BIDV, ACB, MB...
- 💯100% Fee RefundIf unsuccessful
- 📈High approval rateThanks to bank policies
Sign Up for a Free Loan Advisory Session
📞 0776 112 333 · 📧 info@dichvuketoanachau.com